Financial Responsibilities – Wealth on the Move

Why Don’t Schools Teach Personal Finance? w/ author Cary Siegel (Ep. 51)

By Wealth on the Move | June 18, 2026

Summary: In this episode of Wealth on the Move, host Will Hoffman engages with Cary Siegel, author of ‘Why Didn’t They Teach Me This in School?’ They discuss the critical need for financial literacy in education, the importance of teaching children about money management, and practical strategies for parents to fill the gaps in their own financial knowledge. Cary shares insights from his book, emphasizing the value of getting rich slowly, avoiding the pitfalls of comparison, and the necessity of negotiation in everyday life. The conversation highlights the shift from traditional pensions to personal financial responsibility, urging listeners to take charge of their financial futures. In this conversation, Cary Siegel shares invaluable financial wisdom, emphasizing the importance of budgeting, living below one’s means, and making informed financial decisions at various life stages. He discusses practical steps for new graduates, young families, and those approaching retirement, while reflecting on his own experiences during the financial crisis. Cary also debunks common money myths and encourages listeners to invest time in understanding personal finance.

Resources:

Takeaways:

Financial literacy is lacking in schools.
Carrie Siegel wrote the book for his children.
Money management is crucial for all ages.
Parents should start teaching financial basics early.
Investing in a 401(k) is essential for future security.
Getting rich slowly is a sustainable approach.
Avoid comparing yourself to others financially.
Negotiation can lead to significant savings.
Understanding needs versus wants is vital.
Financial education should be a lifelong pursuit. Always have a budget and follow it.
Living below your means is crucial for financial stability.
Pay off your mortgage as quickly as possible for security.
New graduates should prioritize their IRA and loan repayments.
Enjoy life while making financial trade-offs.
Consider your children’s education costs early on.
Invest in the stock market for better returns over time.
Passive income is often not as passive as it seems.
Work hard and smart in your career for better opportunities.
Take time each week to learn about money management.

Connect with Will Hoffman:

Disclosure: Cary Siegel and Why Didn’t They Teach Me This In School are not affiliated with Hoffman Wealth Management or Private Advisor Group

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Why the Rich Get Richer: Inside the Hilton Family Office with Mark Hilton (Episode 50)

By Wealth on the Move | June 4, 2026

Summary: In this episode of Wealth on the Move, host Will Hoffman speaks with Mark Miller, managing director of the Hilton Family Office, about the strategies and mindsets that have allowed the Hilton family to build and preserve their wealth across generations. They discuss the differences between retail and smart money investing, the importance of a long-term mindset, and the shift from traditional pension plans to 401(k)s. Mark shares insights on legacy planning, the significance of education for future generations, and how to structure investments for safety and growth. The conversation emphasizes the need for individuals to take responsibility for their financial futures and the value of understanding wealth management principles.

Resources:

Takeaways:

The smart money operates with a long-term mindset.
Investors should focus on safety and security over chasing returns.
Education is crucial for passing wealth to future generations.
The average baby boomer is retiring with insufficient savings.
Wealth building is a personal responsibility.
The Hilton family prioritizes safety in their investment strategies.
Long-term thinking can lead to better investment outcomes.
Investments should be structured to minimize downside risk.
Family education on wealth management is essential.
Time is a key factor in building and preserving wealth.

Connect with Will Hoffman:

Mark Miller and Hilton Tax & Wealth Advisors are not affiliated with Hoffman Wealth Management and Private Advisor Group.

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Caregiving, Finances, and Family: ‘My Mother’s Money’ and the Hidden Costs of Care w/ Beth Pinsker (Episode 35)

By Wealth on the Move | November 13, 2025

Summary: In this episode of Wealth on the Move, host Will Hoffman speaks with Beth Pinsker, a personal finance columnist and author of ‘My Mother’s Money.’ They discuss the challenges of caregiving, the complexities of financial responsibilities, and the importance of having essential documents in place. Beth shares her personal journey of navigating her mother’s illness and the financial decisions that arose, emphasizing the need for open conversations about money within families. The episode highlights the emotional and practical aspects of caregiving and offers valuable insights for listeners.

Resources:

Takeaways:

Caregiving often intertwines with financial responsibilities.
Bad financial decisions are common in caregiving situations.
Having essential documents like power of attorney is crucial.
Families need to communicate openly about finances.
Financial planning is not just about investments; it’s about life decisions.
The sandwich generation faces unique challenges in caregiving.
Understanding financial structures can prevent future issues.
Storytelling can facilitate important family discussions.
Navigating healthcare and financial systems is complex and often frustrating.
Preparation can alleviate stress during caregiving crises.

Connect with Will Hoffman:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More