Wealth Journey – Wealth on the Move

Nomadic Living with Kids | The Lockwoods’ Journey to Intentional Wealth & Freedom (Episode 22/ Part 1)

By Wealth on the Move | July 10, 2025

Summary: In this episode of Wealth on the Move, host Will Hoffman sits down with Phil and Erin Lockwood—founders of the ‘Always Be Changing’ brand. What began as a shift in educational choices for their children quickly blossomed into a transformational lifestyle change that saw their family exploring all seven continents. The Lockwoods share how they built a life that defies traditional templates—embracing asynchronous cyber schooling, running a remote business, and choosing meaning over money. They explain the philosophy behind their brand, how the pandemic shifted their priorities, and why their adventures are rooted in personal freedom and creative fulfillment. This episode offers a bold take on redefining wealth, education, and how we spend our most valuable resource—time.

Resources:

Takeaways:

The Lockwoods intentionally rejected the traditional 9-to-5 lifestyle to design a life rooted in experience.
They homeschool their children via Ignite Learning Academy, prioritizing flexibility and self-paced learning.
COVID-19 was a key catalyst in realizing that traditional systems (work, school) no longer served their goals.
They maintain a home base in Denver while traveling extensively—a semi-nomadic lifestyle.
Phil continues to run his marketing agency remotely while Erin contributes through content and education.
‘Always Be Changing’ originated from Phil’s company culture but evolved into a lifestyle brand and philosophy.
Off-season travel helped make their global journey surprisingly affordable.
They consciously chose experience and presence with their children over financial maximization.
Erin finds joy and purpose in public storytelling, both as a novelist and vlogger.
Monetization was never the initial goal—but has become a fruitful part of their global journey.

Connect with Will Hoffman:

Connect with The Lockwoods:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Money Dysmorphia: When Wealth Perception Doesn’t Match Reality (Episode 3)

By Wealth on the Move | November 7, 2024

Summary: In this episode, hosts Will Hoffman and Brynn Tarbuck delve into the concept of money dysphoria, exploring how feelings and perceptions about money can lead to a profound sense of dissatisfaction. They discuss the impact of generational experiences, the role of social media in shaping financial perceptions, and the importance of creating a balanced financial plan. The conversation emphasizes the need for honest discussions about financial goals and the significance of having a plan in place to navigate financial uncertainties. Resources for mental health and financial advice are also shared to help listeners manage their financial well-being.

Takeaways:

Money dysphoria refers to a profound sense of dissatisfaction with one’s financial situation.
Lifestyle creep can lead to overspending and financial stress.
Younger generations are more concerned about financial stability due to past economic crises.
Social media can distort perceptions of wealth and success.
Having a financial plan is essential for peace of mind and financial independence.
It’s important to differentiate between needs and wants in financial planning.
Creating a budget helps in understanding cash flow and spending habits.
Regularly revisiting financial plans can help alleviate irrational fears about money.
Resources are available to support mental health in relation to financial concerns.
Balance in spending and saving is key to enjoying life while being financially responsible.

Resources:

Cash Flow Calculator: https://www.hoffman-wealthmanagement.com/resource-center/money/what-is-my-current-cash-flow
Mental Health & Money Advice: https://www.mentalhealthandmoneyadvice.org/en/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More